Connecticut residents benefit from a well-developed, competitive health insurance market that’s subject to strict regulation and oversight. Our legislative efforts must be focused on strengthening this system, not upending the current marketplace in favor of proposals that would take us down a pathway towards single-payer and severely threaten consumer choice and access. This “end justifies the means” approach puts the health insurance industry and our economy at further risk. And, dismayingly, these bills operate outside the bounds of Department of Insurance regulation.

“Public option” proposals are wrong for Connecticut. They threaten the current cost of health insurance for consumers, undermine our largest employment sector, and put our economy in jeopardy by further increasing our unfunded liabilities. Public option proposals are wrong for Connecticut because they:

  • Pick and choose which elements of the ACA fit the single-payer agenda;
  • Unfairly shift costs to Connecticut residents in the commercial market, making them “pick up the tab” for remaining drug and hospital expenses;
  • Lock entrants into the Comptroller’s system, making termination difficult and confusing;
  • Undermine the $32 million invested annually in the health insurance exchange by offering a competing product under the Office of the Comptroller;
  • Overextend Connecticut’s already ballooning state budget at the same time when the state is struggling to address a $2 billion deficit; and,
  • Undercut the private market by subsidizing Comptroller program rates with taxpayer dollars.

Connecticut has long benefited from its well-earned reputation as the “Insurance Capital of the World.”

However, "public option" bills currently being considered by the legislature threaten to undermine that reputation.

Learn more about how the current public option proposals are not right for Connecticut.

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